Inland Empire Surety Bonds

Surety Bonds for Inland Empire Construction Projects

Surety bonds are vital in expanding a contractor’s ability to take on public—and sometimes private—projects in the Inland Empire region. With a larger bonding capacity, contractors unlock new opportunities and boost their credibility. A strong surety backing proves that a contractor has the financial strength and expertise to complete projects.

However, navigating bonding requirements can feel overwhelming, especially for new contractors. CSBA is here to offer expertise and personalized guidance throughout the bidding process for those located in the Inland Empire.

Why Contractors Trust CSBA for Inland Empire Surety Bonds

CSBA is a surety-only agency that provides personalized guidance on how to qualify for larger projects in the Inland Empire region. With the combined 225 years of experience, our agents and underwriters offer consultations to contractors on achieving their targets for bigger bonding capacity. With an office located in Riverside and local knowledge of the Inland Empire markets, our in-house team provides quick, informed responses to evolve your business.

We review financial capacity with our clients and identify untapped resources to enhance their bonding potential. We provide access to third-party resources to help with financial reporting to improve their overall surety creditworthiness. We utilize our deep local expertise in the California surety market to tailor bonding solutions for public work projects in the Inland Empire.

Comprehensive Construction Bond Solutions for California Contractors

Since 1984, CSBA has assisted contractors bidding on projects located in California. We worked with companies of all sizes, including startups and large national firms. Through our strong relationships with over 35 surety companies, we provide comprehensive construction bond solutions.

Bid Bonds

We help contractors bidding on projects in the Inland Empire region confidently pursue larger public and private projects. A bid bond from CSBA not only meets local surety bond requirements but also positions your business to compete for critical work in the Inland Empire, and across California.

Performance Bonds

Once your bid is accepted, a performance bond provides assurance to the project owner that your work will be completed according to the contractual plans and specifications. CSBA helps contractors secure the bonds they need to meet these requirements.

Payment Bonds

A payment bond protects subcontractors, suppliers, and laborers by guaranteeing they’ll be paid according to contract terms.

Grading Bonds

Grading bonds are required for grading and excavation work. They are a niche area of surety bonding that not all agencies handle—but CSBA does. Our Inland Empire team works closely with contractors and developers to secure the right bond so projects stay compliant and on track throughout Riverside and San Bernardino counties.

Subdivision Bonds

Subdivision bonds guarantee that the developer will complete all public improvements required by local governments—such as streets, sidewalks, and drainage. CSBA helps you navigate complex local regulations in the Inland Empire, ensuring your bonding is compliant for your development project.

Contact a surety bond specialist today

A county map of California state.

Los Angeles County

Imperial County

San Diego County

Orange County

San Bernardino County
Kern County
Ventura County
San Luis Obispo County
Santa Barbara County

Understanding Inland Empire
Surety Bond Requirements

Bonding laws vary across jurisdictions. CSBA helps contractors understand and meet local regulations for surety bond requirements.

San Bernardino County

  • Bidders may be required to submit a Bid Bond (certified) with their bid. The bid bond amount for government projects in San Bernardino County is 10% of the bid amount.
  • The awarded bidder will be required to furnish performance and payment bonds and insurance documents.

Riverside County

  • The county requires the contractor to file a bid bond of 10% of the contract amount for government works.
  • Bid alternatives, such as cashier’s check or cash, can also be used.
  • The awarded bidder may be required to furnish performance and payment bonds.
  • The County will accept surety bonds from companies in good standing with and listed in the Federal Register, Department of Treasury, Financial Management Service Circular.

The CSBA Difference

We have access to special programs and insights, enabling us to provide unique resources that help to grow bonding capacity, as well as grow your company.

We help California contractors who bid on projects in the Inland Empire grow their bonding capacity through our access to multiple surety markets and unique programs.

Experience rapid response times and personalized service from our experienced underwriters to increase your bond capacity for projects in the Inland Empire.

How to Apply for a Surety Bond in the Inland Empire

The standard application process for surety bonds involves an evaluation of credit, business history, financial strength, and project size.

Determine Which Bond Agency to Work With

Evaluate bonding agencies to determine the right agent for you. While some traditional insurance agents offer construction bonds, it’s best to select a bonding agency that specializes in construction bonds. Surety specialists will know the right information to gather, be able to provide expert guidance on positioning your company to maximize your surety credit, and they have relationships with the surety companies to match you with.

Talk with the Surety Agent about Your Business and Bonding Needs

It’s critical for a surety agent to take the time to understand your business and what it needs to grow so that they can help you prepare the proper bonding requirements and avoid delays during the bonding process.

Submit Preliminary Financial Information

Your surety agent will advise you on what financial and documentation to submit. The requirements will be different depending on the size of the bonds you need.

Matching with the Right Surety Company

Your surety agent will choose the best surety provider that fits your needs before submitting the prepared information. The more surety companies the agent has access to, the more options they can find to fit your bonding needs.

Bond Approved!

Once your bond program is approved, your surety agent will communicate the specifics per project and total bonding capacity you have been approved for and the premium rate.

Meet Our Inland Empire Surety Bond Experts

Our deep regional knowledge and experience give you the competitive edge to obtain strong surety backing for projects in the Inland Empire. As your trusted, local surety agency, we help you build your business as you build California.

Completed Projects in the Inland Empire Through CSBA

Below are the projects backed by national and international surety providers through CSBA.

The Cucamonga Valley Water District in Rancho Cucamonga, CA, had a project to demolish an existing concrete water tank and construct a new welded steel water tank in demolishing an existing concrete tank. The contract, which cost $2,468,896, was completed by a CSBA customer in 2021.

California Locations

Inland Empire Office:
4850 Arlington Ave.
Riverside, CA 92504

Additional California Offices:

Proud Affiliations with Leading Surety and Legal Industry Organizations

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FAQs

Most public construction projects in the Inland Empire require surety bonds, including bid bonds, performance bonds, and payment bonds. Private projects may also require them depending on the contract terms.

The approval process varies based on the bond type and applicant qualifications. Standard surety bonds can often be issued within 24-48 hours, while larger or more complex bonds may require additional underwriting and take several days or more.

Surety bond costs depend on bond type, amount, and applicant financials. Rates typically range from 0.5% to 3% of the bond amount for well-qualified applicants. 

Surety companies evaluate credit score, financial strength, industry experience, and past project performance. Contractors with strong financials and a solid track record typically qualify for better rates and higher bonding capacity.

Yes! We offer surety bonds in all Inland Empire counties, including Riverside and San Bernardino Counties. Our team understands local requirements and helps contractors meet all municipal and state bonding needs.

Every contractor has different requirements depending on the project they wish to bid for. Please contact us to discuss your specific needs for the application process.

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